Aging Smart Podcast
Is It Ever Too Late to Start Planning for Retirement?
Amy Powell joins elder law attorney Sean W. Scott to discuss what people can do when retirement is approaching, already underway, or suddenly feels much closer than expected. The conversation explores whether it is ever too late to begin retirement planning, how delaying important decisions can affect future options, and which practical first steps can make the process feel more manageable.
They also discuss the emotional barriers that often keep people from getting started, how risk tolerance should evolve with someone’s actual circumstances, and why becoming overly conservative may create risks of its own. The episode offers a reassuring message for anyone wondering whether they waited too long: retirement planning does not have to begin perfectly. It simply has to begin.
Watch on YouTube

